Many people find out too late they are at risk for flooding, and even worse, that their property insurance does not cover flood damage. In fact, according to the National Flood Insurance Program, flooding occurs in every state and 25% of all floods occur in low-to-moderate risk areas. In addition, a regular home owner’s policy does not cover flood damage and most people are surprised to find how affordable Flood insurance is.
What can Flood insurance offer me?
Flood insurance can offer:
- Building Coverage - Covers damage to your dwelling and items such as the furnace and water heater.
- Contents Coverage - Covers your furniture, rugs, appliances and clothing (subject to limitations in basement areas).
- Property Protection - Pays for sandbagging and other epenses for preventing flood damage.
- Clean-Up Reimbursement - Covers costs of cleaning your home and removing debris after a flood.
Is my house in a flood zone?
Click here to visit FreeFlood.com, a database that covers over 100 million US residential addresses.
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