In addition to reducing risk and protecting their investments, crop insurance enables farmers to borrow money to expand and improve their businesses by providing lenders the assurance that farmers will have sufficient economic security to repay their loans. Crop insurance also provides the security that enables farmers to forward market their crops to take advantage of market opportunities.
This means you can cover most things, ranging from your home and contents, to your working dogs, to land transit of livestock and farm goods, and crops. Coverage on commercial risks includes damage to, farm and station property and livestock caused by fire, other risks and burglary (including armed hold-up).
The market leading policies, from a range of quality insurance companies, also offer financial protection against loss of profit resulting from inability to trade following an insured loss of a building or its contents. This should be of comfort to any business regardless of location.
Everyone's insurance needs are different and you may opt for coverage that includes:
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- Breakdown of electronic equipment and machinery
- Disability caused by accident or sickness
- Public and product liability
- Business interruption